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A:How can I get the benefits from a personal credit card?
B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
A:Is it convenient to use?
B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
A:Can I buy things with it?
B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
A:What should I do if I am in bad need of funds?
B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
A:That's good.
B:Try a Peony Card.
A:个人信用卡有什么好处吗？
B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付 利息 。
A:它使用方便吗？
B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
A:我可以用它来购物吗？
B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。
A:如果我急需资金该怎么办呢？
B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
A:那太好了。