F.P.A. stands for "Free from Particular Average".
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W.P.A. stands for "With Particular Average".
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I¡¯ll have the goods covered against Free from Particular Average.
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I know that F.P.A insurance doesn¡¯t cover losses on consumer goods.
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I don¡¯t think that the W.P.A insurance covers more risks than the F.P.A..
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Free from Particular Average is good enough.
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The goods are to be insured F.P.A.
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What you¡¯ve covered is Leakage.
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Why don¡¯t you wish to cover Risk of Breakage?
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W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.
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Don¡¯t you wish to arrange for W.P.A. and additional coverage against Risk of Breakage?
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Not every breakage is a particular average.
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The coverage is W.P.A. plus Risk of Breakage.
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Well, obviously you won¡¯t want All Risks cover.
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An All Risks policy covers every sort of hazard, doesn¡¯t it?
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We¡¯d like? to cover the porcelain ware against All Risks.
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Please insure the shipment for RMB5,000 against All Risks.
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We¡¯ve cover insurance on these goods for 10% above the invoice value against All Risks.
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An F.P.A. policy only covers you against total loss in the case of minor perils.
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The F.P.A. doesn¡¯t cover partial loss of the nature of particular average.
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A W.P.A. or W.A. policy covers you against partial loss in all cases.
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You¡¯ll cover SRCC risks, won¡¯t you?
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As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer¡¯s account.