专四考前恶补阅读完型(3)(3)
文章出处： 发布时间：2006-07-09
Cocoa
JACKSONVILLEAr
NaplesLv
Ft. MyersLv
SARASOTA
Bradenton
ST. PETERSBURGLv
TAMPALv
Lakeland
ORLANDOLv11:55
Daytona BeachLv
St. Augustine
JACKSONVILLEAr2:356:45
TEXT I
First read the following questions.
39. The best title is ______.
A. How to use credit cards
B. Advantages and disadvantages of credit cards
C. How to spend less with credit cards
D. How to avoid the disadvantages of credit cards
40. The passage is probably taken from ______.
A. a financial journal
B. a traveling guide
C. a shopping guide
D. newspapers
Now read Text I quickly and mark your answers on your ANSWER SHEET.
CREDIT CARDS
ADVANTAGES
1. Used for emergencies, when something expensive breaks and needs to be fixed or replaced immediately. Many people think that this is the most important reason for having credit cards.
2. Used to avoid inflation, when you want to buy now to get cheaper prices instead of waiting until later, when the price will go up.
3. Used as a shopping convenience, when you do not want to carry cash or checks, and you want to have a record of what you have spent every month. Credit cards also make it easier to shop by telephone or mail.
4. Used as a loan, when you want to spend more money than you now have, and you know you will have more money in the future to pay the money back.
DISADVANTAGES
1. Possibility of spending too much: Because you are using plastic cards instead of cash or checks, it is easy to forget how much you have spent. Keeping a written record each time you use the credit card can help you avoid this problem.
2. High cost of credit: The interest rate for credit cards is the highest of all types of loans. If you use credit cards as a way to borrow money, it is important to find the card with the lowest interest rate. You can also find out about consumer loans from banks that probably have a lower interest rate.
3. High credit payments in the future: The more you use credit cards now, the more money you will need to pay to the bank each month. That means less money will be available to spend on other things you want.
| 共4页: 上一页 [1] [2] 3 [4] 下一页 |